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6 Ways Store Loyalty Programs Can Help You Save Big - GOBankingRates

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Cash is king, and retailers know it. Many have started offering cash-back incentives for customers who spend big. In some cases, like at Kroger, you receive cash back for purchasing certain items. The only downside is that it may entice you to buy things you really don’t need or wouldn’t normally purchase if you weren’t receiving cash back. Be careful not to end up spending more just to get a few dollars back.

Other programs offer cash back based on the amount you spend at their store. Often the largest cashback incentive programs are tied to credit cards; so, again, you need to be conscious of what you are spending and how you are spending it. Paying interest on something may defeat the advantage of receiving cash-back rewards.

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6 Ways Store Loyalty Programs Can Help You Save Big - GOBankingRates
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